![]() ![]() ![]() Additionally, the Centurion Card reportedly permits you to schedule private shopping at high end stores, such as Gucci, Neiman Marcus, and Sony. The Centurion Card goes further by assigning you a personal concierge, so you theoretically always deal with the same employee from the service, who gets to know you and your preferences. A concierge would be your proxy for shopping. A good concierge should be able to order and deliver gifts to the people you specify, give dining recommendations and make reservations, even in the most popular restaurants. The purpose of a concierge is to have a personal assistant with the resources to take care of arrangements you do not have time for yourself. Concierge servicesĪll three cards offer 24-hour concierge services. This fee comparison makes it clear that the features of the Visa Black Card are more likely to be in line with the Platinum rather than the Centurion. The Visa Black Card carries an annual fee of $495 while the The Platinum Card from American Express requires a yearly membership payment of $450. That’s a total of $7,500 will will owe after the first billing period without having spent any money. When you qualify for the Centurion Card, you will be charged a $5,000 initiation fee and an annual membership fee of $2,500. The Centurion Card is in a class of its own. There have been reports of people with poor credit and little or no income being approved for this card, and an invitation package was sent to a man who had been deceased for seven years. Some current Visa customers have received invitations or have had their existing Visa cards automatically upgraded. You and three million other people might qualify for this card. The Visa Black Card is a credit card, not a charge card, offered to only 1% of the United States population. To check your credit score, visit for a 7-day free trial. To qualify for The Platinum Card from American Express, the prevailing thought is that you will need an annual income of at least $100,000 and a high credit score in order to be approved. Both the Platinum and Centurion Cards are charge cards, not credit cards, so you are expected to pay off your entire charged balance each month. If you want to hold a Centurion Card, you must be a Platinum cardholder for at least one year and you must have spent $250,000 on the card in twelve months. Application to the American Express Centurion Card is by invitation only.Apply for the The Platinum Card® from American Express.Although the assumption is that the Visa Black Card would compete with the American Express Centurion Card, it actually has more in common with The Platinum Card® from American Express. Last year, Visa saw the opportunity to market to the same demographic when this company launched its answer to the Centurion Card, the Visa Black Card which I’ve previously described in detail. In 1999, American Express introduced the Centurion Card, a black charge card with no spending limits and a veritable cornucopia of exclusive benefits, all for a significant fee. Pros and Cons of Universal Life InsuranceĪmerican Express created a frenzy among the wealthy when it decided to take advantage of rumors of an exclusive black-colored charge card, used by movie stars and music celebrities for purchasing jets and other items beyond the financial reach of us mere mortals.Refinancing a Mortgage And Your Credit Score.Student Loan Grace Periods Coming to an End.Best Websites For Finding Cheap Flights Online.Services You Can Get Now Online From Home.Best Home Phone Service Options by Price.4 Types of Retirement: Which Will You Choose?.Best Investment News Websites: Stock Investing News & Analysis.How Important Is It to Set Up Beneficiaries.Borrowing From and Lending to Friends and Family.Day to Day Finance with a Bad Credit Score.Excel Template: Income & Expense Report.Correct Way to Pay Off Debt: Debt Avalanche.What Happens If Your Bank Account Is Hacked?.Alternatives to High-Yield Savings Accounts.Current and Historical Bank Interest Rates.Why New Chip Credit Cards Won’t Reduce Fraud.How to Best Handle Old Credit Card Accounts.Visa Black vs American Express Platinum vs Centurion.Citi Dividend Platinum Select Card $100 Cashback Bonus.Chase Sapphire Preferred Credit Card Review. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |